Same-day funding for real estate investors.
Hard money & private capital — fix & flip, EMD, gap funding, bridge, rental portfolios, new construction, and commercial. All 50 states and Puerto Rico. Residential & commercial.
When you bring me a deal, you're talking to someone who's sat on your side of the table.
I've done 100+ real estate deals as an operator, franchise owner, and investor — I've owned a HomeVestors franchise, flipped, and wholesaled. I know what it feels like when a deal is closing in five days and your funding partner is still "reviewing the file."
I started MJL Money because I got tired of watching good deals die waiting on slow lenders. We built it on one principle: lenders should move as fast as the deals they're funding.
Our processors connect you to the best capital sources 7 days a week — capital that closes when conventional lenders say no, or say yes too slowly.
When the clock matters, we move.
Three programs built for closings that can't wait.
Transactional Loans
Funding for double closings — secure both sides of the transaction same day.
EMD Loans
Short-term capital to lock up your contract and earnest money fast.
Gap Funding
Close with little to no money out of pocket — we bridge the gap.
The full lender stack, one phone call.
Residential & commercial programs for investors who need to move fast.
Fix & Flip
Up to 100% LTC on a case-by-case basis.
EMD Loans
Short-term capital to secure contracts.
Fix2Rent / DSCR
Bridge to long-term DSCR refinance.
Rental Portfolio
Long-term financing across multiple properties.
Gap Funding
Close with little to no money out of pocket.
Bridge Loans
Short-term funding until permanent financing.
Transactional
Funding for double / simultaneous closings.
New Construction
Ground-up build financing.
Rates and terms subject to lender approval.
LTV & FICO at a glance.
Quick-reference guidelines by borrower and property type. Final terms subject to lender approval.
U.S. Investors — Residential
Commercial · 5–8 Units
Commercial · 9+ Units
Commercial · Office, Self-Storage, Retail, Restaurant
Long-term financing for serious investors.
- Long-term financing for multiple properties
- Up to 30-year fixed-rate term
- Interest-only & amortization options
- No tax returns or income verification required
Fast capital to grow your real estate business — no collateral required. Subject to qualification.
See If You QualifyGet pre-qualified today.
Send us your details and we'll reach out with next steps — same-day decisions, 7 days a week.
- Same-day decisions on most programs
- Investors, agents, brokers & wholesalers welcome
- All 50 states and Puerto Rico
- Capital that closes when conventional lenders won't
Built by investors. For investors.
20+ years flipping and wholesaling. 500+ transactions closed. Same-day decisions, 7 days a week.
Ready to get funded?
Same-day decisions. Capital that closes. If you've got a deal that needs to move — let's talk.